FINANCE
Contract Hire
Most popular form of financing providing fixed cost monthly rentals, while avoiding the financial risks of owning vehicles.
- Available for business and private users
- Flexible terms to suit your requirements with variable duration and mileage terms
- Maintenance of vehicles can be included in monthly rentals
- Deposit equivalent of either one months rental in advance or up to 50% of the vehicle cost
- Monthly rentals subject to VAT (VAT recoverable for VAT registered business on LCVs only)
- Simply hand the vehicle back at the end of the contract
Finance Lease
The benefits of ownership with minimum deposit and maximum flexibility, more suited to non-VAT registered business users.
- Deposit equivalent of either one months rental in advance or up to 50% of the vehicle cost
- Flexible repayment period to suit your requirements
- VAT is payable on every rental, then claimed back quarterly (if VAT registered)
- Rentals are 100% allowable against taxable profits on commercial vehicles
- You can defer a large payment to the end of the contract reducing monthly rental and aiding cash flow
- The vehicle is either sold or part-exchanged at end of contract and you receive majority of the sale proceeds dependent on the funder
- No mileage restrictions apply
Hire Purchase
When ownership is your priority then this is a cost-effective way to purchasing your own vehicle.
- Flexible repayment period to suit your requirements
- Deposit equivalent to the VAT of the vehicle (lower deposits available subject to credit approval)
- VAT deposit reclaimable (for VAT registered customers)
- 100% of interest charges can be offset against taxable profits
- Full ownership at the end of the contract
Contract Purchase
We give you a guaranteed future value so at the end of the contract you have the opportunity to either return the vehicle or retain it.
- Similar benefits to contract hire regarding fixed payments, flexible terms and maintenance option
- Guaranteed future value of the vehicle so no risk of depreciation
- Deposit equivalent to the VAT of the vehicle (lower deposits available subject to credit approval)
- VAT deposit reclaimable (for VAT registered customers)
- 100% of interest charges can be offset against taxable profits
- Full ownership at the end of the contract






